Manually Run Underwriting Results Webhook

Summary

This webhook fires after a user manually runs an underwriting service or selects Re-Run All UW Checks on the Underwriting Details window to run all underwriting services on a merchant application again.

Response Schema

Field	Type	Description
Type	Integer	5
EventIdentifier	String	ManuallyRan_UnderwritingComplete
EventData	Object
Status	String	Values include Incomplete, Approved, Acquirer Review, New Pend, Follow Up, Re-Pend, Approved and Boarded, Declined, Processing, Pre-Generated, Triggering, and Withdrawn.
StatusValue	Integer	The integer value of the merchant application's status. Values include 0 = Incomplete, 1 = Approved, 2 = Acquirer Review, 3 = New Pend, 4= Follow Up, 5 = Re Pend, 6 = Triggered Pend, 7 = Approved and Boarded, 8 = Declined, 11 = Processing, 12 = Pre-Generated, 13 = Triggering, and 14 = Withdrawn.
MerchantIdentifier	String	The merchant application id
UnderwritingResultsURL	String	The merchant application URL.
UnderwritingDeclineReason	String	The reason the merchant application was declined
InfiniceptApplicationId	String	The unique merchant application id created by Infinicept
ExternalApplicationIdentifier	String	The unique id created by the Payfac and set when the merchant application is created via API.
EventData.CategoryResults	Array
Status		The overall underwriting status
Category	String	Values include AcceptableUse, Credit, Fraud, KYCBusiness, KYCPersonal, and Social.
EventData.CategoryResults.UnderwritingResults	Object
[Underwriting Service Name]	Array
Value	String	Results from underwriting
Status	String	Values include Green, Yellow, Red, and Hard Decline.

Example

{
	"Type": 5,
	"EventIdentifier": "ManuallyRan_UnderwritingComplete",
	"EventData": {
		"CategoryResults": [
			{
				"UnderwritingResults": {
					"InfiniScore Service": [
						{
							"Value": "17.00 %",
							"Status": "HardDecline",
							"ExtraData": {}
						},
						{
							"Value": "Applicant's email address is more than 2 years old",
							"Status": "Green",
							"ExtraData": {
								"Data": "{ \"Prompt\":\"InfiniScore Result\",\"TabName\":null,\"ExtraData\":null,\"Order\":-1 }"
							}
						},
						{
							"Value": "Identity matched at least one social media site",
							"Status": "Green",
							"ExtraData": {
								"Data": "{ \"Prompt\":\"InfiniScore Result\",\"TabName\":null,\"ExtraData\":null,\"Order\":-1 }"
							}
						},
						{
							"Value": "InfiniScore is designed to be an indicator only, and should not be used as the sole decisioning factor.",
							"Status": "HardDecline",
							"ExtraData": {}
						},
						{
							"Value": "The IP address is more than 100 miles from Applicant's address",
							"Status": "Red",
							"ExtraData": {
								"Data": "{ \"Prompt\":\"InfiniScore Result\",\"TabName\":null,\"ExtraData\":null,\"Order\":-1 }"
							}
						},
						{
							"Value": "Applicant's email address domain is more than 180 days old",
							"Status": "Green",
							"ExtraData": {
								"Data": "{ \"Prompt\":\"InfiniScore Result\",\"TabName\":null,\"ExtraData\":null,\"Order\":-1 }"
							}
						}
					]
				},
				"Status": "HardDecline",
				"Category": "Social"
			}
		],
		"Status": "ApprovedAndBoarded",
		"StatusValue": 7,
		"MerchantIdentifier": "860",
		"ExternalApplicationIdentifier": null,
		"MerchantIdentifier": "860",
		"UnderwritingResultsURL": "https://resultsurl.io/tenantslug/CoBrands/MerchantUW?applicationId=860",
		"UnderwritingDeclineReason": null,
		"InfiniceptMerchantIdentifier": "192325f8-5393-4d5e-9cbd-bed3c5c905d6"
	}
}